- First Savers Club
- Regular Savings
- Christmas Club
- Certificates of Deposit
- Individual Retirement Accounts
First Savers Club:
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For all minors 18 and under. Earn a current market interest rate on your funds with immediate access to them when needed. Interest is compounded daily. You are permitted up to three (3) withdrawals per statement period. Each additional withdrawal is assessed a $5.00 excessice activity charge. |
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Minimum opening deposit requirement |
$25 |
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Minimum balance requirement |
Waived |
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Receive piggy bank when opening account |
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Ask about our special "Treasure Chest" |
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Regular Savings:
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Earn a current market interest rate on your funds with immediate access to them when needed. Interest is compounded daily. You are permitted up to three (3) withdrawals per statement period. Each additional withdrawal is assessed a $5.00 excessive activity charge. |
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Minimum opening deposit requirement |
$100 |
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Maintenance fee per month if balance is less than $100 |
$2 |
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Minimum balance requirement wavied for minors |
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Christmas Club:
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Start now to prepare for the holiday gift-giving and expenses! |
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Earn current market interest rate |
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Accounts closed prior to November are assessed a $10.00 charge and forfeit interest. |
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Fee for each withdrawal |
$10 |
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Checks mailed to you in November |
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Save virtually any amount you wish (max deposit $5,000.00) |
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Certificates of Deposit:
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We offer a wide spectrum of Certificates of Deposit, each paying a market interest rate. Our customer Service Representatives will be happy to discuss today's available terms and interest rates with you. |
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Minimum opening deposit for any term CD |
$1000 |
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Early withdrawals are subject to substantial interest penalty |
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Individual Retirement Account (IRA):
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IRAs provide excellent source of funding for your retirement plans. Many IRA contributions, which may be made until April 15 of the year following its intended contribution date, provide tax benefits during your income producing years. |
