Loans & Mortgage


Personal Loans: We make signature loans based on qualified credit as well as loans on certificates of deposit, stock or cash value of life insurance policies.

Auto Loans: Buying a new or used auto? At First Peoples Bank we make new car loans. Used car loan terms are based on year model and mileage.

Equity Loans: Use the equity in your home to finance a new car, make home improvement, take the vacation of a lifetime or make other major purchases. The interest on these loans may be tax-deductible. Consult your tax advisor.

Home Equity Loan: These loans have a fixed interest rate and fixed payments.

Home Equity Line: Access quickly and conveniently with your Home Equity Line checks, First Access or Internet Banking. Borrow against your credit line anytime, any place and for any reason. Terms may vary.

Mortgage Loans: We have very competitive mortgage rates.

Construction Loans: Interest only during the construction phase. Funds are advanced as the project progresses. Upon completion, we can provide permanent financing.

Business Loans: First Peoples Bank has experienced lenders to assist with your business needs. Contact our main office in Pine Mountain or our Hamilton Branch.


First Peoples Bank
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